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Be Sure Your Student is Properly Covered Away from Home

Do you have a college student that headed back to campus after winter break? If so, there’s a good possibility that he or she may be taking brand new (and costly!) electronics and other valuable items they’ve received as gifts over the holiday. So now is a great time to review your insurance to make sure your student and their belongings are properly covered.

If your student is residing in a dorm, items such as laptops, televisions and other electronics are typically covered under the home insurance policy. But there may be limits on a policy as to how much is covered away from home so it’s a good idea to contact your insurance provider to ensure your policy has the coverage your student requires.

If your student is living off campus, renter’s insurance will provide the full range of coverage needed for items such as clothes, textbooks, furniture, and electronics, and more. Having your student take selfies with their valuables in the background is a great way to document possessions should the need to file a claim arise. Rates for renters insurance are surprisingly affordable and can give you and your budding Einstein piece of mind throughout the school year.

If you have any questions on covering your student away from home or to get a free, no obligation quote call George Benonis or Paul Martin at (215) 942-0616 and they will be happy to talk with you about your insurance needs.