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Make a New Year’s Resolution to Get the Most from Your Insurance Coverage

nyinsuranceIt’s all about “resolution” in the New Year – and one of the best things you can resolve to do is get the most from your insurance coverage at the best possible rate. It’s certainly easier than dusting off that exercise equipment you’ve abandoned from last year’s resolution! Here are some things to look for:

Protect New Purchases
If you’ve made recent large purchases such as jewelry, electronics and other valuable items be sure they are protected. Add-on insurance can safeguard these purchases and replace them in the event of a loss.

Save on Safety
Installing smoke alarms in your home can save you 10{babbc178be77080b85919e01e8fc05e4d4cf13798276bf03760b167f5df6e3dc} or more in annual insurance premiums. Some companies will also give further discounts if the you install additional smoke detectors. Most importantly, smoke detectors, along with saving money, can also save your life in the event of the fire!

Delve for Discounts
Many companies offer discounts if you purchase both home and car insurance from the same company. Additionally, if you have a teen driver with good grades, low mileage, and/or has completed a driver safety education course, this can translate to sizable savings on insurance rates.

Safeguard Your Identity
Online Purchases are on the rise but so is identity theft. With the number of incidents increasing by more than 47 percent from 2014, it’s more important now than ever to protect your identity. The good news is, coverage costs start at under $25 annually – a small price to pay for big piece of mind.